a) Subscription and Share Capital Saving
The Society gives out yearly dividends for these savings based on figures standing as at 31st December.

Besides the yearly dividends, subscription monies can be used as collateral for secured loans.

The dividend is paid out 14 business days after the Annual General Meeting.

b) Specific Deposit Saving
The interest rate will be reviewed and adjusted quarterly, ie, Jan to Mar, Apr to June, July to Sep and Oct to Dec.

Interest is calculated on your daily balances and will be credited into your Specific Deposit saving account in Jan and July annually.

c) Fixed Deposit
The interest rate is based on fixed return, subject to tenure period (6, 12, 24 or 36 months), and renewal is automatic.

d) STSS
A by-invitation only, subject to the T&C of the placement series.