3.5 If a member is a civil servant, does the member need to declare loans taken from the Society during the annual declaration for Indebtedness? Loans taken from government, co-operative societies or building societies are excluded. Amran2023-05-11T12:32:29+08:00May 10, 2023|3. Loan Schemes| Share This Story, Choose Your Platform! FacebookXRedditLinkedInWhatsAppTumblrPinterestVkXingEmail About the Author: Amran