A Co-operative is a group of people acting together to meet the common needs and aspirations of its members, sharing ownership and making decisions democratically. With the Share Capital scheme, you own and become a part of Police Co-op ‘s big family.

All members would have to purchase 150 Police Co-op shares at a par value of $1 each at the start of membership. Dividends declared on these shares are the same as those of the Subscription Savings Scheme and will be credited into the member’s bank account annually.

The shares cannot be sold back to the Co-operative before termination of membership.

All deposits with Police Co-op will be refunded to members and credited into their designated bank account upon resignation or termination of membership with the Co-operative or have their membership terminated by the Co-operative.