The Subscription-To-Savings Scheme (STSS) is a by-invitation only, 3 to 4-year saving scheme for members with no outstanding loan and a minimum balance of $2,000 in their Subscription Capital Accounts as at launch period.

The objective of the STSS is to provide members with an opportunity to earn more regular and consistent returns on the monies presently standing in their Subscription Capital Accounts.

Since its inception in 2011, thousands of members have taken part in the scheme and have enjoyed bi-annual interest pay-outs. Members who have existing STSS Series 2, 3 and 4 can expect the interest pay-out for the period 1 May to 31 October 2015 to be credited in their bank accounts on 4 November 2015.

Members who would like to withdraw their monies for any of their existing schemes should do so before 12 pm on 16 October 2015. Any requests for withdrawals after the stated cut-off date will be processed only after pay-out of the interest have been credited.

Withdrawal forms of the various STSS may be downloaded here:
STSS Series 2
STSS Series 3
STSS Series 4

Please write in to or call us at 63348055 for any enquiry on the schemes.

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Last Updated on April 8, 2020