STSS 4 is a by-invitation only, 4-year savings scheme for all members with no outstanding loans with Police Co-op and a minimum balance of $2,000 in their Subscription Account as at 31 October 2014.

The objective of the STSS is to provide members with an opportunity to earn more regular and consistent returns on the monies presently standing in their Subscription Account.

Key details of the STSS Series 4 are as follows:

Tenure:4 years, from 1 November 2014 to 31 October 2018
Interest rate:3.75% p.a.
Bonus interest:3.75% (one-off) on principal sum deemed to have been deposited for the period 1 January 2014 to 31 October 2014, to be credited to member’s bank account on 25 December 2014


Members who are eligible for the scheme will receive the Letter of Invitation together with the Reply Slip, Letter of Participation, Administrative Rules and Annex A to Admin Rules by mail from 13 November 2014 onwards.

Please indicate your interest for participation by completing the Reply Slip and returning the completed slip to Police Co-op by post using the Business Reply envelope enclosed by 5 December 2014. Members will be deemed as not participating in the STSS if no reply is received by the deadline.

For more information on the STSS, please call us at 6334 8055 or email us at

Terms and Conditions of the STSS and Reply Slip can be found here.

Last Updated on April 8, 2020